Privacy Policy
Last updated: 7 July 2026
CashJosh ("CashJosh", "we", "us") respects your privacy. This policy explains what we collect, why, and the choices you have.
1. Information we collect
We collect information you provide and information generated as you use CashJosh:
- Account data: name, mobile number, email, hashed password, and referral code.
- Payout data: UPI ID, bank account & IFSC, or gift-card email, and PAN/KYC details where required by law for payouts.
- Transaction data: clicks, orders, cashback amounts, and their status, received from our partner stores and affiliate networks.
- Technical data: device, browser, IP address, and cookies used for tracking cashback and preventing fraud.
2. How we use your information
- To create and operate your account and wallet.
- To track purchases and credit cashback accurately.
- To process withdrawals and comply with tax/KYC obligations.
- To detect and prevent fraud, abuse, and self-referral.
- To send transactional and (with consent) promotional notifications.
3. Cookies & tracking
4. Sharing your information
We share the minimum data necessary with partner stores and affiliate networks to confirm your transactions, with payout processors to pay you, and with authorities where required by law. We do not sell your personal information.
5. Data retention & security
We retain your data for as long as your account is active and as required for legal, tax and accounting purposes. Passwords are stored only as salted hashes, and sensitive fields are transmitted over encrypted connections.
6. Your rights
You may access, correct, or request deletion of your personal data, and opt out of promotional messages at any time from your Account settings or by emailing support@cashjosh.in. Deleting your account may forfeit any unconfirmed or unwithdrawn cashback.
7. Grievance officer
In accordance with the Information Technology Act, 2000 and rules thereunder, complaints may be addressed to our Grievance Officer at support@cashjosh.in, 3rd Floor, WeWork Galaxy, Residency Road, Bengaluru, Karnataka 560025, India.
Questions about this policy? Email us at support@cashjosh.in.